Non-negotiable financial goals are the goals that people can't step back from after setting them. These goals can be of different types, such as building an emergency fund, paying off a large debt, keeping an eye on cash flow, etc. One must be clear about what goal they wish to achieve and the way to achieve them, because then only one can achieve them. This goal-setting plays an impo... https://penzu.com/p/64ed7097e7fbe4dd