Retirees should pay close attention to the 2026 IRMAA brackets, as they directly impact Medicare costs. These brackets determine whether an individual pays extra premiums for Medicare Part B and Part D. The IRMAA brackets 2026 are based on a retiree’s Modified Adjusted Gross Income (MAGI) from 2024, meaning financial decisions made two years earlier will affect current premiums. Tax p... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets