Retirement is finally a real option—and with your finances aligned, you’re just left with one big decision: when to retire. Many federal employees target December 31, not just in 2025 but in general, because it allows them to maximise their annual leave carryover. It’s also why the Office of Personnel Management (OPM) sees a rush of applications each new year. Take James as an exam... https://www.federalpensionadvisors.com/post/fers-best-dates-to-retire-2025