According to the Naskay blog post "AI Agents in Fintech: Tackling Credit, Compliance & Customer Experience Challenges in NYC," there is no proof that fintech will be supplanted by AI agents. Rather, the essay presents them as instruments that augment and refine current procedures, permitting increased effectiveness and expandability. https://naskay.in/blog/ai-agents-in-fintech-customer-experience-2025/